Understanding Ent Federal Credit Union Rates: A Comprehensive Guide
Are you considering Ent Federal Credit Union for your financial needs? If so, it’s crucial to understand the rates they offer. Ent Federal Credit Union, like any financial institution, has a variety of rates for different services and products. In this detailed guide, we’ll explore the rates offered by Ent Federal Credit Union from multiple dimensions, ensuring you have a comprehensive understanding of what they have to offer.
Interest Rates on Savings Accounts
One of the primary services offered by Ent Federal Credit Union is savings accounts. These accounts are designed to help you grow your money over time. The interest rates on these accounts can vary depending on the type of savings account you choose.
| Savings Account Type | Interest Rate | Minimum Balance Requirement |
|---|---|---|
| Regular Savings Account | 0.05% | $5 |
| High-Yield Savings Account | 0.15% | $100 |
| Money Market Account | 0.20% | $500 |
As you can see from the table above, Ent Federal Credit Union offers different interest rates for various savings accounts. The higher the interest rate, the more you can expect to earn on your savings. However, it’s important to note that higher interest rates often come with higher minimum balance requirements.
Loan Rates
Ent Federal Credit Union also offers a range of loan products, including personal loans, auto loans, and mortgages. The rates for these loans can vary based on several factors, such as your credit score, loan amount, and loan term.
Let’s take a look at the interest rates for some of the most popular loan products offered by Ent Federal Credit Union:
| Loan Type | Interest Rate | Loan Amount | Loan Term |
|---|---|---|---|
| Personal Loan | 5.99% – 18.99% | $1,000 – $25,000 | 1 – 5 years |
| Auto Loan | 2.99% – 7.99% | $5,000 – $100,000 | 1 – 7 years |
| Mortgage | 3.49% – 5.49% | $50,000 – $500,000 | 15 – 30 years |
These rates are subject to change and are based on the creditworthiness of the borrower. Ent Federal Credit Union may offer special promotions or discounts on certain loan products, so it’s always a good idea to check with a representative for the most current rates.
Checking Account Rates
In addition to savings and loans, Ent Federal Credit Union offers checking accounts. While checking accounts typically don’t earn interest, they can offer other benefits, such as free checking, ATM fee reimbursements, and rewards programs.
Here are some of the checking account options available at Ent Federal Credit Union:
| Checking Account Type | Monthly Fee | Free ATM Access | Rewards Program |
|---|---|---|---|
| Basic Checking | $5 | Yes | No |
| Preferred Checking | $0 | Yes | Yes |
| Platinum Checking | $0 |